This is the first step in understanding your mindset and your requirements, financial goals, including specific values and goals as well as time horizons needed to achieve them, liquidity requirements as well as risk taking capacity in order to achieve the same.

Doing an in-depth analysis of your current financial position including identifying specific steps to be actioned to align your current financial situation to your goals.

Keeping in mind your financial needs, beliefs and expectations, a long-term financial plan would be designed accordingly.

Once the long-term plan is approved by you, the same would be implemented accordingly.

The only constant in life is change. As life changes, so do our situations and thus our plans. Thus, plans need to be monitored closely and regularly and suitable changes made from time to time to reflect our lives. Also, as financial markets fluctuate, so do our investments. Portfolio rebalancing from time to time would be required to maintain the targeted allocations to achieve the desired goals. Other than structural allocations, tactical allocations can also be considered if necessary and desired by you. Monthly reporting becomes a part of the monitoring process to ensure that the plan is on track.

We strongly believe in continuously educating you on every step involved. We believe this team approach and continuous client education will ensure that you are empowered with knowledge and are completely involved in every step in the joint decision-making process.